Tennessee Life Producer Practice Exam Prep – Study Guide & Practice Questions

In Tennessee, life insurance producers are required to complete 24 hours of continuing education every two years, which must include at least 3 hours dedicated to ethics training. This requirement ensures that producers stay informed about the latest developments and ethical practices within the insurance industry, maintaining professionalism and competency.

The structure of the continuing education requirement is designed to balance the need for comprehensive knowledge in the field with a focus on ethics, which is critical in fostering trust and integrity in client interactions. This requirement emphasizes the importance of understanding ethical standards alongside technical knowledge in insurance products and regulations.

In the context of the other options, the figures for hours required do not align with Tennessee's regulations, as they either overstate or understate the necessary education hours or fail to meet the minimum ethics training. Thus, the choice providing 24 hours with 3 hours of ethics accurately reflects the state's mandates for continuing education for life insurance producers.